Crypto For Old People exists because most crypto writing is aimed at people who already understand it.
If you have ever read an article that promised to explain Bitcoin and found yourself three paragraphs in wondering what a “protocol” is, that is not your fault. It is a writing problem, not a you problem. This site is an attempt to fix that — plain explanations, no jargon smuggled in, and no assumption that you want to become a trader.
Who writes it
My name is Matt Bush. I live in Shrewsbury, Pennsylvania. I am not a financial adviser, an economist, or a crypto professional, and I want to be upfront about that before you read anything else here.
I am a regular person who bought some cryptocurrency, found the process far more confusing than it needed to be, and spent a long time working out how it actually fits together — the wallets, the seed phrases, the fees nobody mentions until you are already on the confirmation screen. This site is essentially the guide I wanted when I started.
That is the whole of my qualification: I have used this stuff, and I have been confused by it recently enough to remember exactly which parts were confusing.
What that means for you
Because I am not an adviser, I do not tell anyone what to buy, how much to buy, or when. Any page here that reads like a recommendation has failed, and I would genuinely like to know about it.
What I try to do instead:
- Explain the mechanics — what a thing is, how it works, what it costs, and what can go wrong.
- Cite the source. Every figure on this site should link to where it came from — a government agency, a regulator, or the company’s own documentation. If a claim has no source, treat it sceptically. That goes for claims on this site too.
- Say when I do not know. Some things are genuinely unclear. Coinbase, for instance, no longer publishes a fee schedule for its simple buy flow. Where that is the case, I say so rather than repeating a number I found on another blog.
- Take scams seriously. Older adults lost more money to fraud in 2025 than any other age group — over $7.7 billion, according to the FBI’s Internet Crime Complaint Center. A meaningful share of this site is about not losing money, not making it.
How the site makes money
Two ways, both disclosed. Advertising appears on some pages. And some links are affiliate links — if you sign up with a company through one, this site may earn a commission at no extra cost to you. Neither affects what gets recommended, and neither should ever be the reason a page exists. Our Affiliate Disclosure covers this in full.
What this site is not
It is not financial advice. It is not a newsletter telling you which coin is going up. It is not a place that will ever tell you crypto is safe, guaranteed, or a substitute for a retirement plan. Cryptocurrency is volatile and you can lose money, including all of it.
If you are trying to decide whether crypto belongs in your savings at all, that is a conversation for a licensed financial adviser who knows your actual circumstances. This site can help you understand what you would be buying. It cannot tell you whether you should.
Corrections
If something here is wrong, out of date, or unclear, I want to know. Get in touch and I will fix it.
Last reviewed: July 2026